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Is Wind Damage Covered by Homeowners Insurance? - GBS Enterprises Roofing

Is Wind Damage Covered by Homeowners Insurance?

“I may have wind damage on my roof. Is wind damage covered by homeowners insurance?”

Is Wind Damage Covered by Homeowners Insurance? - GBS Enterprises Roofing
Is Wind Damage Covered by Homeowners Insurance? – GBS Enterprises Roofing

Wind damage is a common form of roof damage, especially for residents of northern Colorado. The weather in the northern regions of Colorado can be unpredictable, and storms can get very violent very quickly. During hail and rain storms, our winds can reach up to 100 mph! Because of this, many residents of northern Colorado experience serious wind damages, and they often find themselves asking, is wind damage covered by homeowners insurance?

But you don’t have to be a resident of northern Colorado to know that wind damage on your roof can be a serious problem. If you’re currently dealing with wind damage on your home’s roof, then you need repairs as quickly as possible. If left untreated, wind damage can lead to further structural damages on your home, and it can even make your home more susceptible to hail damage, water damage, and even mold damage. But when wind damages are severe enough, you may find yourself having to replace your entire roof!

So, is wind damage covered by homeowners insurance? Or will you have to pay out-of-pocket for those pricey repairs? Let’s talk about it! If you’re new here, we’re a team of roofing professionals based in Denver, Colorado. We’re passionate about educating people on all things roofing. So, let’s talk about wind damage and how to identify when damages becomes serious. Then, we’ll answer the question that so many residents have asked: is wind damage covered by homeowners insurance?”

What does wind damage look like?

Wind damage looks a little bit different every time, depending on the severity and the type of roof that you own. In severe cases of wind damage, you will typically notice things like curled shingles or roof panels, missing shingles or roof panels, granule loss, and even chimney issues. If left untreated, wind damage can lead to problems such as roof leaks, water damage on your walls and ceiling, and even mold growth inside of your home.

When you notice these signs, it’s important to get repairs as quickly as possible. Otherwise, the damages could become much worse.

So, is wind damage covered by homeowners insurance? Or will I have to pay out-of-pocket? 

Yes, homeowners insurance typically covers wind damage! In most cases, the dwelling coverage of your homeowners policy will help you repair or replace your roof after wind damage has occurred.

However, the process isn’t always a seamless one, and many homeowners find themselves having to argue with their insurance companies about their wind damages. Maybe you’ve already experienced this before yourself, or maybe you’re worried that your damages won’t be covered. If this is the case, then we’re here to help! Our professional roofers will work directly with your insurance company to ensure that your roof repairs are fully covered. After the repair job has been accepted by your insurance company, we’ll repair your wind damage as quickly and conveniently as possible!

Request your free estimate today to get started!      

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